Play Baccarat Online For Real Money In July, 2022

Baccarat is a card game popular with gamblers all over the world. The game is dynamic and gripping. Not only does Baccarat involve pure chance, but it is also a game of skill. It means you should learn the rules and strategies to start playing.

Like online pokies no deposit bonus, the Baccarat online game is available at land-based and web casinos now to play for fun and real money.

Baccarat online is easy to learn and exciting to play. If you want to know more about this casino game: how to play and win, stick around. You will find the answers to these critical questions about online Baccarat.

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Top-Rated Online Casinos For Baccarat in Australia

Today you can play the Baccarat game online. It is much more convenient and appealing than playing on gaming floors. 

Firstly, you don’t need to leave the comfort of your home to play the baccarat online game. Secondly, you can play a baccarat online demo and real money online baccarat version. Plus, most online casinos offer gamblers to play it with generous bonuses (particularly for the first deposit).

Aussie players are lucky as there are thousands of legitimate casinos with three popular variants of the Baccarat game to play online in Australia.

When you master the Baccarat basics, you can play in the following online casinos:

  1. Joe Fortune — the casino allows gamblers to play Live Baccarat, Classic, and a standard Baccarat online game in the Baccarat collection;
  2. Ignition Casino — the casino is available for desktop and mobile players alike. It is compatible with Android and iOS. Not only can you play iOS pokies there, but the Baccarat game as well. You can play the baccarat online game on any device (a tablet or mobile phone). The casino houses the following variations of the Baccarat online game to play: classic, standard, and live.
  3. Rich Casino — the casino offers one of the best bonuses on the web to play with. You will surely get a thrilling baccarat game experience.
  4. Casino Moons — the casino is supplied by such software giants as Pragmatic Play and Microgaming. 
  5. Winward Casino — the casino offers gamblers to play a live card baccarat game. Plus, there is a demo version of Baccarat and its classic versions on the website to play the baccarat online game for real money. 

This baccarat game list was compiled based on licence information, mobile compatibility, available bonuses, and, last but not least, variants of the casino game you can play.

The Origin of Baccarat

Baccarat is a casino game of French origin that you can play online for free and for real money. It is pronounced like “Baccara” without “t”. English-speaking countries have added this letter to the word for no reason to surmise. But we wish to think that was made on purpose.

There are many theories regarding this casino game. 

Some historians consider the game to have an Italian origin: it appeared in Rome in the 1400s. They think the game was created by Felix Falguiere, who named it “baccara”. “Baccara” stands for “zero” in Italy. It makes sense as face cards and tens count as zero.

Later, the game became more widespread and reached France.

Felix was inspired by a legend about an Etruscan ritual of nine gods praying on the tip toes of a blonde virgin and waiting for her to throw dice with nine sides. If she got nine or eight, she would become a priestess; in case six or seven landed, she would be banished; if the girl had a number less than six, she would go into the sea. 

This story has nothing to do with baccarat versions popular today, but it is very interesting.

Some scientists believe that Baccarat dates back to the 18th century only. And there were no variants of baccarat before. There is one more opinion: some historians think that the earliest reference to the game dates back to the 19th century. 

So many men, so many minds. But one thing we know for sure: the Baccarat game was named “Chemin de Fer” in France and considered a “class” game as it was popular with the French nobility. French aristocracy liked to play it in private gaming rooms. It happened after the King of France — Charles VIII found it extremely interesting and made it a game for the aristocracy. 

Later, French travellers introduced the game to England, where everyone could play it. 


Baccarat Rules Online Detailed

Baccarat online is a game of chance with three possible outcomes: a player wins, a dealer wins, or tie.

Each hand (the player’s and the dealer’s alike) starts with two cards to play. Sometimes a third card may be optionally dealt when a player’s total count is five or even less.

You can bet on either hand no matter where you play at a land-based or web casino. The Baccarat game uses a traditional 52-card deck without Jokers. The hand closest to nine — wins. 

Tens and face cards are worth zero; other cards have their face value. The ace is worth one point. If a total hand’s value is more than 10, the second digit has the value of the hand. Let’s imagine: the one hand’s total is 5, while the other’s — 9. A total of 14 makes up a four-point hand. To play and win, you should bet on the hand with a total count closer to nine.

There is a “natural” win when either a player or a dealer has a total of 8 or 9. The game is over, and the bets placed are cashed out.

Like a player, a dealer can also get a third card: when the player draws no new cards, the dealer draws with a hand total of 0-5 and does not take the new one if the hand’s total is 6 or 7. All other hands depend on the third card the Player draws:


As soon as the round starts, calculate the hand closest to nine. Simply put, which one will probably be the winning one. In the case of a tie, neither a player nor a dealer wins.

Types of Baccarat Game

There are three types of Baccarat to play at land-based and online casinos: punto banco, chemin de fer, and online baccarat Banque (aka à deux tableaux).

Punto Banco is probably the most common version of Baccarat you can play online. However, all three variants of Baccarat are popular with gamblers around the world. 

Baccarat Banque

In France, online Baccarat Banque is called “Baccara à deux tableaux”. The reason behind it is that non-banking Baccarat players split into two halves — one half was to the right of the dealer, and the other — was to the left. 

Online Baccarat Banque uses three decks of cards and resembles Chemin de Fer, but there is one difference: in Chemin de Fer, a player may become a dealer if the latter loses. In Baccarat Banque, a player with the highest bet acts as the dealer until the “shoe” (a dealing box) is played or until their bankroll is run out. 

The dealer shuffles the cards and gives them to the players to shuffle one more time. The last player shuffling them becomes a dealer. This role is just symbolic as the casino always holds the bank.

Baccarat players make their stakes, and the dealer gives three cards: the first — to the players on the right side, the second — to punters on the left side, and the third — to themself. There are five punters on both sides. If one player loses on one side, the next in the row continues to play and hold the cards on their side as long as possible. 

Chemin de Fer (Popular in France)

Another variant of the Baccarat online game to play is Chemin de Fer. Now it is played predominantly in Latin American and European casinos. Invented at the end of the 19th century, Chemin de Fer was popular with gamblers in France and has become widespread lately. Being quicker than the original version, Chemin de Fer translates as “railway” — the fastest means of transport in the 19th century.

The game uses six decks of cards and can be played by 12 punters on a specific kidney-shaped table. The game goal is to get a total of 9 with a hand with two or three cards. If a total is a 2-digit number, the first digit is not counted (13 would count as 3). 

Number cards have their face value, picture cards count as ten, and an ace is worth one.

3-Card Baccarat

3-card Baccarat is a variation of the mini-Baccarat game that uses a 52-card deck. 

The game starts with players, and the dealer gets three cards. The cards' number of points is similar to mini-Baccarat: aces are worth one, 2-9 have their face value, and Tens count as zero. 

The game goal is the same as in the standard Baccarat game — guess who will get the highest-value hand (the dealer or the player). 

Once Baccarat players have placed their bets, they and the dealer are dealt three cards. No more dealt during the game. It is another difference between 3-card Baccarat online and the standard version. 

If the player and the dealer have an identical total, the winner is the one who has more face cards. For example, a player has 9-J-K (nine points), while the dealer — 3-4-A, the player becomes a winner.

Mini Baccarat

Another version of the popular casino game played mainly in the private gaming rooms and on the gaming floors is called “Mini-Baccarat”. As the name implies, the game is played on a smaller and simpler table. This version of the Baccarat online game uses eight decks placed in a “shoe”.

In Mini-Baccarat, there are only two hands to play with: the Player and the Banker. No individual hands for Baccarat players in the game. Mini Baccarat uses so-called “community hands”, meaning that gamblers do not play against each other or even the House, they play against the cards. 

The highest count possible is nine. Tens, J, Q, K are worth zero, aces — one. The cards from 2 to 9 are counted at face value. 

The game goal is to bet on the hand that you believe will be closest to nine.  

Punto Banco

Frequently labelled as “Baccarat”, Punto Banco is probably the most common version of the Baccarat online game played at both gaming floors and web casinos worldwide. The name of the game stands for the player (punto) and the banker (banco).

The cards are dealt from a “shoe” of either 6 or 8 decks shuffled together. The number of points in Punto Banco is the following: aces count as one, pip cards are worth their face value, Tens and pictures — zero. 

For each coup (round), the player and the dealer get two cards face up. If the dealer or the player’s total is 8 or 9, the game stops, and the outcome is announced. There are three possible outcomes in Punto Banco: a dealer wins, a player wins, or a tie. 


Which of These Baccarat Versions Are the Best to Play in Australia?

With so many variations of Baccarat online to play, it may be challenging to pick one only and play it all the time. Do not take online gambling too seriously (until you play games for real money). There are no “good” or “bad” versions of Baccarat online. Each has its advantages and disadvantages. For example, mini-Baccarat implies low stakes. It means the game is meant not for high-rollers only.

If you want to start with low stakes, mini-baccarat will be perfect. If you are a high-roller or want to play big, try Punto Banco. It is popular with high-rollers. 

How to Start Playing Baccarat for Real Money?

Most virtual casinos offer gamblers two ways to play Baccarat online — for free and for real money. 

If you want to play baccarat online for free, no deposit is required. Just find a legitimate casino that provides different baccarat online variations. 

As soon as you make up your mind to play and win, you have to take specific steps. 

Below, you will find what you should do to be able to play baccarat for real money.

Find a baccarat casino game

Needless to say, you should check the licence information before signing up and funding your baccarat casino wallet. Every legitimate casino must provide a document confirming a valid licence. A gambling licence builds Baccarat players’ trust and addresses concerns about rigged games and non-payment of winnings.

Once you’ve checked the licence information and made sure it is valid, find a version of baccarat you want to play. 

A reputable baccarat casino must offer such variations of baccarat as baccarat Banque, chemin de fer, 3-card baccarat, mini-baccarat, and punto banco. Depending on your skill level and budget, play the most suitable variant.

Choose a welcome bonus

Some Baccarat players choose the gambling platform drawing on a sign-up bonus. Some casinos offer a generous welcome package that consists of money credits and free spins. Plus, it applies to several deposits made in a row. Typically, three or even four.

It is a great way to choose the casino according to a welcome bonus that may increase your winning chances or, at least, prolong the gameplay. 

Make a deposit

Once you’ve chosen a casino where you want to play the casino game, sign up and make the first deposit. Most online casinos cater to low-rollers, mid-rollers, and even high-rollers. 

If you are new to online gambling, it is recommended to play at casinos with a min deposit limit. 

Yes, there are thousands of platforms oriented toward gamblers who play big. But you may also find plenty of casinos with a min deposit of $10, $5, or even $2.

To make a deposit, you should choose a preferred banking method — Mastercard, VISA, Paysafecard, PayPal, Neteller, ecoPayz, wire transfer, or crypto like Bitcoin.

Once you’ve done this, go to the casino’s cashier and set the amount you want to deposit. If needed, adjust it.

Choose the game and wait until you get your cards

If you decide what variation of baccarat online you will play, decide how you want to do this. You can play at the online table or select a live game (with a live dealer). 

No matter which variant you play, the rules will be pretty the same: each coup begins with a dealer dealing the cards face up — typically, three or two to the dealer and three to the player (if you play at the online table, you will act as a dealer, clicking the “Deal” button). 


Two cards are dealt to both the Player and the Banker

The object of the game is to bet on the hand (the player’ or the dealer’s) you think is closest to nine.

If the player or the dealer has a total count of more than nine, the first digit is ignored. For instance, the player’s total is 14. The first digit (1) is dropped, and the total hand value is 4. 

Win it!

Like Pokies Online, Baccarat online is a game of chance. It means you can’t predict the outcome no matter how hard you try. If you are a beginner, betting on the dealer may be a good strategy as it offers a more appealing option than betting on the player's hand.

The nature of this casino game is entirely random. It makes such systems as Martingale and Fibonacci useless.

If you are looking forward to winning, make sure you understand the rules. 

Best Baccarat Strategies

The best baccarat strategy is to learn the rules and betting systems. As you know, there are three possible bets in baccarat: the dealer wins, the player wins, or tie. By betting on the player’s or dealer’s hand, you bet on two different outcomes that are a part of the table. 

Although Baccarat is the game of pure chance, some strategies may increase your chances of winning. Let’s talk about them.

Don't bet on Tie

The tie bet pays 8-to-1 and has a house edge of 14,4%. We’d like to remind you that a house edge is a mathematical advantage of a gambling venue over you. A good house edge is between 1% and 10%. So, it is not profitable to bet on a tie. 

Use the D'Alembert strategy

The D’Alembert strategy is based on a mathematical formula invented by Jean le Rond d’Alembert — a French mathematician and philosopher. In short, this strategy looks like a theorem: you increase your bets by one unit after each loss and decrease them by one after each win.

To start using this strategy, you should determine the amount of money equal to one unit. As a rule, it does not exceed 1% of the available funds you may play with. 

The system works until you win the desired amount or just get bored with the game you play. If you win in the first coup, bet 1 unit again.

Place bets on the banker

Most players believe the banker bet is the best choice when playing baccarat. The banker has a house edge of 1,06%, while the player has a house edge of 1,24%. 

As you see, placing bets on the banker is more profitable than on the player.

So, by placing the banker bet, a player holds an advantage over the casino. 

Play short sessions

It is recommended to play short baccarat sessions before placing high bets. This rule is meant for high-rollers and newcomers who want to risk it all.

No baccarat strategy can beat the house advantage. So, decide how many sessions you would like to play and stick to that decision. It will help you avoid losses.

Besides, you should play responsibly: set a dollar limit, never play with money borrowed, set a time limit, and don’t drink alcohol when playing.

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